Rubatex Information

r scores were Civic (new) - 99%, CR-V (old) - 98%, Accord (new) - 97% and Civic (mid) - 97%. Which magazine new car reliability survey is published today, 7 August, with the full results on 138 different car models to be published in October Which Car 2003/04 issue. * Which magazine August 2003 issue, published by the Consumers Association. The publication is entirely independent and aims to help consumers choose the best goods and services - and avoid the worst. When thinking about buying a warranty for your used Honda or extending your current Warranty whether you bought it privately or through a dealer consider the following.. Mechanical Breakdown Insurance | Click4Warranty The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

• WHOSE PRODUCTS DO WE OFFER We only offer a product from a single insurer, Red Sands(Europe)Limited, in respect of:

• Mechanical Breakdown Insurance (MBI)

• WHICH SERVICE WE WILL PROVIDE YOU WITH No personal recommendations are made by us in relation to the Mechanical Breakdown Insurance (MBI) purchased from us. We may ask some questions to narrow down the selection of products upon which we will provide details. You will then need to make your own choice about how to proceed.

• WHAT WILL YOU HAVE TO PAY US FOR OUR SERVICES In respect of all products and services we do not charge any fees.
• WHO REGULATES US We are authorised and regulated by the Financial Services Authority. Our FSA Registered number is 461102. Our permitted business is:

• Advising on investments (except pension transfers and pension opt outs)
• Arranging (bringing about) deals in investments
• Making arrangements with a view to transactions in investments
• Dealing in investments as agent
• Assisting in the administration and performance of a contract of insurance

You can check this on the FSA register by visiting the FSA website www.fsa.gov.uk/register or by contacting theFSA on 0845 606 1234.

• OWNERSHIP Future 45 Ltd is a privately owned Limited Company. Click4Warranty is a trading style of Future 45 Ltd.
• WHAT TO DO IF YOU HAVE A COMPLAINT If you wish to register a complaint, please contact the Customer Services Department, as follows:

• IN WRITING

Write to: Click4Warranty 64-74 Kingston Road, Wimbledon London, SW19 1LA 020 8543 6014

• If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
• ARE WE COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS) We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Insurance advising and arranging is covered for 100% of the first, 000 and 90% of the remainder of the claim, without any upper limit. Further information about compensation scheme arrangements is available from the FSCS. Click 4 Warranty : Extended Jaguar Car Warranties Direct - We Are Specialists in extending warranty policies Online Enter Reg Number If you don't have your Registration Number Click Here why not call us for a Honda car warranty quote Jaguar Car Warranties For Almost New And Used Models Jaguar Cars the company was founded in 1922 and started out manufacturing motorcycles! Although Jaguar cars gained a reputation for unreliability during the 1970s and 1980s under Ford the reliability and build quality of these cars have improved dramatically. Jaguar is synonymous with style, exhilarating and cat like muscular lines, chique but not in your face. Lightweight aluminium means performance is never compromised and a true love affair has always been there for the British public. Although this British car manufacturer focuses strongly on power and innovation Jaguar has always had a deep understanding of building luxury cars. Today Jaguar may be owned by the Ford Motor Group, but they still capture a market of their own. Jaguar have recently added even more appeal to the 'must have XKR' with the unveiling of the all-new special edition Portfolio model. ! The S-TYPE interior blends all the strengths of traditional JAGUAR craftsmanship and attention to detail, with contemporary design. Your car has the highest quality upholstery, fine leathers, and the choice of highly polished wooden veneers - or contemporary aluminium. The plush, leather seats of SE models feature colour-keyed upper facia and door top rolls, redesigned Classic leather seats and leather trimmed four spoke steering wheel. Today a Jaguar is produced with the highest build-quality by Jaguar automotive specialist production staff. Jaguar's pre-owned vehicles program is an exhaustive inspection process designed to ensure the integrity of select pre-owned Jaguar cars. So what ever the reason you own a Jaguar look no further than Click4Warranty.co.uk for an extended car warranty. XJ6 and XJ12 are Iconic Cars. In the British television series Minder for those of you who remember, Arthur Daley was generally to be seen driving a Jaguar XJ6, the same goes for the actor Edward Woodward in the late 80's series BS TV series The Equalizer. Between 1973 and 1979 77000 Jaguar XJ6 were built. Jaguar was already famous for its six cylinder saloon range and soon introduced the newer sleeker version in the mid 70's. Buyers could choose from a 4.2 and 3.4 litre engine. Jaguar also produced a 2.8 litre engine which was for export only. It was during this time that Jaguar had become known for poor quality workmanship under British Leyland. Today these graceful, powerful saloons are becoming increasingly collectable and are gaining their deserved respect at last. But let's face it, not everyone wants to know that if you drive an older Jaguar there are 100's of salvage Jaguar cars that can be used for parts as well as factory original and quality aftermarket Jaguar parts and accessories available on the UK market. So for those who do, we are sure you already know, and for those who don't then here's to your new health, wealth and prosperity with your beautiful big cat by your side. Long live Jaguar, we love them. Click4Warranty would like to make it abundantly clear that you should be aware that an engine failure is very often a direct result of ’wear and tear’. If you do not want your Jaguar Car Warranty provider to reject a claim for this very reason Click4Warranty suggest that you ensure that it is clearly stated in the terms and conditions that both "mechanical breakdown" and "wear and tear" are covered by your policy. Mercedes-Benz, used, car, warranty, warranties, used car warranty, dealer, private, quote, quotes, Mercedes-Benz, a-class, b-class, clk-class, m-class, s-class, slk-class, slr-class, direct warranty, buy a warranty drect, auto, motor, buy a used car, diesel, vehicle warranty, warranties for cars Click4Warranty Click4Warranty warranty Home warranty About Us warranty Testimonials warranty FAQ warranty Products warranty Warranty Quotes warranty Wear & Tear warranty Free Vehicle Inspection warranty Contact Us Mercedes-Benz Extended Car Warranty Mercedes-Benz extended warranty We have an extended car warranty and used car warranty for the all Mercedes-Benz models no matter if you drive a A-Class ; C-Class ; S-Class ; SLK-Class or even a the M-Class Enter Reg Number If you don't have your Registration Number Click Here Mercedes-Benz Car Warranties For Almost New And Used Models Mercedes-Benz have always been a leader in car saftey and technology. They are always refered to as being the car you would most want to be in if you were unlucky enough to be involved in an accident. When consumers think of some of the safest vehicles on our roads, we are sure that Merceds-Benz will be at the top of anyones list. They have always had reliability on their side too. In 1959 Mercedes-Benz became the first car manufacturer to develop impact and roll-over tests, and to produce the world's first production car designed to reduce injury in the event of an accident. In 1978 Mercedes-Benz introduced probably the greatest pioneering achievement - the first Anti-lock Braking System on the S-Class model. In 1979, having invented them, we became the first manufacturer to fit inertia-reel seatbelts and front seat head restraints on all of our vehicles as standard. In 1981, we introduced the first-ever driver's airbag, followed in 1988 by a passenger airbag. The very popular C-Class has a wide range of engines with increased outputs all round and the Agility Control Package with a selective damping system which further enhances the car's responsiveness. Another technological highlight is the new Advanced Agility Package with sport mode, which at the push of a button gives the driver a far more reponsive handling. Inside, the new C-Class offers far more passenger space than some other cars and because Mercede-Benz have used quality materials the newer cabin design certainly makes for a more refined feeling. The C-Class features some great additions inside like build-in Bluetooth afcilitating hands-free phone connection and optional MP3 storage. Other great features include leather trim, memory seats, sunroof, heated seats, parktronic, power steering and air conditioning on most Mercedes models. Mercedes-Benz is currently actively involved in threeareas of motorsport, Formula One, Formula Three, and the German Touring Car Masters formally the (German Touring Car Championship). Formula One is possibly what Mercedes-Benz is known for sport wise in the UK although in the rest of the world It is possibly more for the German Touring Car Matsers Series. The production of roadgoing cars such as the Mercedes-Benz SLR McLaren is a direct result of the Mercedes-Benz motorsport program. Warranty Parts List Overview | Click4Warranty Click4Warranty Click4Warranty Home About Us Testimonials FAQ Products Quote Login Contact Us Warranty Parts List Overview ENGINE MANUAL GEARBOX AUTOMATIC GEARBOX DIFFERENTIAL CONTINUOUSLY VARIABLE TRANSMISSION CTX PROPSHAFT TORQUE CONVERTER CASINGS WHEEL BEARINGS ENGINE COOLING SYSTEM WORKING MATERIALS CLUTCH Labour costs not included FUEL SYSTEM [DIESEL & PETROL] maximum of 100 per claim including VAT BRAKES STEERING [incl. Power Assisted Steering] ELECTRICAL SYSTEM FRONT AND REAR SUSPENSION ENGINE MANAGEMENT (ECU) FUEL INJECTION SYSTEMS FRONT WHEEL DRIVE REAR-WHEEL DRIVE ADDITIONAL COVER AVAILABLE TURBO CHARGER (FACTORY FITTED) The turbo charger unit is covered only if the extra premium has been paid and cover is specified on Your Schedule. FOUR WHEEL DRIVE All four wheel drive components are covered only if the extra premium has been paid and cover is specified on Your Schedule. AIR CONDITIONING The air conditioning compressor unit is covered only if the extra premium has been paid and cover is specified on Your Schedule. ANTI LOCKING BRAKE SYSTEM (ABS)(FACTORY FITTED) The ABS modulator and sensors will be covered only if the extra premium has been paid and cover is specified on Your Schedule. Warranty Products Overview | Click4Warranty Click4Warranty Click4Warranty Home About Us Testimonials FAQ Products Quote Login Contact Us Warranty Products Overview FREE 40 point vehicle check included Choice of claim limits 3, 000 5, 000 7, 000 Unlimited number of claims Pays approved repairer directly Cover for wear and tear included Suitable for new cars Suitable for used cars Suitable for cars already owned Suitable for vehicles with no service history Suitable for cars under contract hire or lease Suitable for Vehicles purchased privately or through a trade entity Suitable for vehicles Used for private or business purposes Cover when driving abroad included Cover for imported vehicles included Car hire contribution included 30 per day 30 per day 30 per day Vehicle recovery contribution included 100 100 100 Rail fares and accommodation contribution included 60 60 60 Turbo charger cover option available Four wheel drive cover option available Airconditioning cover option available ABS cover option available Policy renewable 21 day cancellation period Excess per claim 10 10 10 Contribution required for betterment Consequential damage covered Maximum age 12 years 12 years 12 years Maximum mileage 150 000 150 000 150 000 Terms and Conditions MECHANICAL BREAKDOWN INSURANCE POLICY YOUR POLICY This POLICY explains exactly what YOU are covered for and contains the Terms & Conditions YOUR SCHEDULE shows the policy type, term, CLAIM LIMIT, the date the POLICY was purchased and any optional supplementary cover selected by YOU. Please keep all YOUR documents in a safe place. CLICK4WARRANTY MECHANICAL BREAKDOWN INSURANCE

• Designed to pay towards the costs associated with sudden mechanical failure.

THIS CLICK4WARRANTY POLICY IS SUITABLE FOR : (Excluding vehicles used for hire or reward; as a taxi; self drive hire; by a driving school; commercial delivery purposes).

• It is under 12 years old.
• It has covered less than 150, 000 miles.

Our Promise To You. We will always be fair and reasonable whenever you have need of the protection of this policy and that we will act quickly to provide that protection. If you have any questions or would like to make any changes or additions to your policy, please e-mail us. GUIDE TO YOUR POLICY This POLICY document provides full details of the cover provided and all the exclusions. WE recommend YOU take a moment to look through these in conjunction with YOUR SCHEDULE to see exactly what is covered. Each section is numbered to make it easy to find the information YOU need. "How to make a claim" provides a step by step guide of what to do if YOU need to make a claim and contains all the phone numbers YOU need to get in touch with US. A separate document "A summary of your cover" provides a quick reference to all the key features and benefits of YOUR Click4Warranty Mechanical Breakdown Insurance. 1. FREE OPTIONAL VEHICLE INSPECTION 2. DEFINITIONS 3. MECHANICAL BREAKDOWN INSURANCE DEFINITION 4. POLICY TYPE(S) 5. EXTRA BENEFITS INCLUDED IN YOUR POLICY 6. COVER FOR WEAR AND TEAR INCLUDED 7. COVER INCLUDED WHEN USING YOUR VEHICLE ABROAD 8. COVER PROVIDED FOR IMPORTED VEHICLES 9. FOUR WHEEL DRIVE (4x4) VEHICLES 10. WHAT WE PAY FOR 11. WHAT THIS MECHANICAL BREAKDOWN INSURANCE DOES NOT COVER 12. HOW TO MAKE A CLAIM 13. EMERGENCY REPAIRS 14. INSPECTION BY INDEPENDENT ENGINEER 15. SERVICING YOUR VEHICLE 16. YOUR CANCELLATION RIGHTS 17. CANCELLATION 18. DUTY OF CARE 19. NON-DISCLOSURE OF FACTS 20. CONTRIBUTION APPLIED IF COVERED BY OTHER INSURANCE 21. THE LAW APPLICABLE TO THIS POLICY 22. INSURERS RIGHTS 23. ARBITRATION 24. RENEWAL 25. TRANSFERRING THE POLICY 26. COMPENSATION SCHEME 27. OUR PROMISE OF GOOD SERVICE 1: FREE OPTIONAL VEHICLE INSPECTION For YOUR peace of mind, for the first 30 days from the date the POLICY was purchased, every one of OUR warranties includes an optional FREE vehicle inspection. If YOU have recently purchased YOUR VEHICLE, OUR national inspection service offers YOU the peace of mind that no major problems exist. If YOU have owned YOUR car for some time, the FREE inspection will reassure YOU that YOUR car is safe and roadworthy. To provide this service WE have teamed up with the respected National Service Network (NSN) who have over 500 vehicle service centres covering the UK and Northern Ireland. Full details of the inspection, free collection service and online booking system are available on OUR web site http://www.click4warranty.co.uk/vehicle-inspection.aspx This optional FREE vehicle inspection is available to YOU for the first 30 days from the date the POLICY was purchased. If YOU make a valid claim against this POLICY for BREAKDOWN of PART(s) listed under engine management (ecu), air conditioning and electrical system within 30 days of INCEPTION and prior to completion of the FREE vehicle inspection then YOU will be required to pay an early claim EXCESS of 50% and WE reserve the right to direct or redirect a claim to one of OUR approved REPAIRERS in order for repairs to be completed. This EXCESS does not apply after 30 days. This EXCESS does not apply to any other PART(s) covered by this POLICY. Simply call 0870 7662786 and WE will advise YOU of YOUR local approved REPAIRER. 2: DEFINITIONS The words or expressions detailed below will have the following meaning wherever they appear in the POLICY or SCHEDULE. BREAKDOWN The actual and sudden mechanical failure of a PART(s), causing a sudden stoppage of its function and which necessitates repair or replacement to resume those functions CLAIM LIMIT The maximum amount that can be claimed per BREAKDOWN as stated on the SCHEDULE. This POLICY provides an unlimited number of claims during the PERIOD OF COVER up to the Glass's Guide retail value of YOUR VEHICLE at time of claim. If the policy type states a maximum benefit for a specific BREAKDOWN then the lower limit will be applied. EXCESS Total amount YOU must pay under the terms of this POLICY. Any EXCESS will be calculated and deducted from the claim benefit prior to settlement of any valid claim by US. GEOGRAPHICAL LIMITS Means the area in which this POLICY is effective and are Great Britain, Northern Ireland and Channel Islands plus any additional area detailed under "Cover included when using YOUR VEHICLE abroad". INCEPTION The date the POLICY was purchased or in the case of a VEHICLE purchased with a manufacturers' guarantee or warranty, from the date commencing immediately after expiry of the manufacturers' guarantee or warranty period INSURER Red Sands Insurance Company (Europe) Limited whose registered office is Suite 913, Europort, Gibraltar Registered in Gibraltar with company registration number 87598. PART Any mechanical, electrical and electronic PART(s) which formed part of the VEHICLE when it was new. PERIOD OF COVER From INCEPTION for the term as stated on the SCHEDULE or when YOUR VEHICLE has covered the maximum mileage or reached the maximum age as stated on the POLICY POLICY This document which contains the terms and conditions of YOUR Mechanical Breakdown Insurance. (Click4Warranty Terms & Conditions V20070523v5 31/08/2007) REPAIRER Any full-time VAT registered business providing car repair services. SCHEDULE Declaration and additional information submitted by YOU or on YOUR behalf which shows the term, CLAIM LIMIT, date the POLICY was purchased and Optional Supplementary Cover for the policy type selected by YOU. SERVICING HANDBOOK The handbook which the manufacturer issued with the VEHICLE when it was new and contains details as to the servicing and maintenance the manufacturer recommends for the VEHICLE. VEHICLE The VEHICLE specified in the SCHEDULE and which is less than 12 years old and has covered less than 150, 000 miles at INCEPTION. WE, US, OUR The Administrator, PO BOX 9901, Tel: 0870 7662786, E-mail: administrator@click4warranty.co.uk WEAR AND TEAR The expected gradual reduction or deterioration in operating performance and/or function of any PART(s) due to the age and/or mileage and/or usage of the VEHICLE. YOU, YOUR, YOURSELF The person or company specified on the SCHEDULE 3: MECHANICAL BREAKDOWN INSURANCE DEFINITION This POLICY is designed to pay towards the costs of PART(s) and labour for repairs following BREAKDOWN of PART(s), up to the CLAIM LIMITand listed under the policy type selected by YOU and stated on the SCHEDULE. All policy types may be extended to include the benefits listed under "Optional Supplementary Cover". 4: POLICY TYPE(S) Here WE list in full the PART(s) covered under the terms of each policy type 4.1 THREE STAR POLICY Designed to provide affordable cover toward the cost of repair or replacement of the most essential car components ENGINE COOLING SYSTEM Viscous fan coupling CASINGS If any of the covered PART(s) fail and this damages the casings, the casing will also be covered 4.2 FOUR STAR POLICY Provides extensive affordable cover toward the cost of repair or replacement of a wide ranging list of universal car components The rocker assembly, including hydraulic followers, inlet and exhaust valves [not burnt valves], springs and guides, cylinder head [not cracks and de-coking or porous heads], cylinder head gasket [except skim], push rods, camshaft and followers, timing gears and chains [excluding tensioner], oil pump, pistons and rings, cylinder bores [excluding porous bores], con rods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear. Timing belts are covered provided that they have been changed in accordance with the manufacturers' schedules. In the event of a claim YOU will be required to provide proof that the timing belts have been changed in accordance with the manufacturers' schedules. Failure to do so may invalidate YOUR claim. FRONT AND REAR SUSPENSION Coil springs If any of the covered PART(s) fail and this damages the casings, the casings will also be covered WORKING MATERIALS Oils, oil filter, anti-freeze and working materials are covered only if it is essential to replace them because of the failure of a PART(s) which is covered under this POLICY MANUAL GEARBOX: AUTOMATIC GEARBOX: DIFFERENTIAL: CONTINUOUSLY VARIABLE TRANSMISSION CTX: PROPSHAFT: TORQUE CONVERTER: CASINGS: WHEEL BEARINGS: Front and Rear Drive Axle Wheel bearings, Both front and rear wheel bearings ENGINE COOLING SYSTEM: Viscous fan coupling, water pump, thermostat housing, thermostat, heater matrix, Radiator, oil cooler WORKING MATERIALS: Oils, oil filter, anti-freeze, working materials are covered only if it is essential to replace them because of the failure of a PART(s) which is covered under this POLICY CLUTCH: Centre plate, pressure plate, release bearing, oil contamination [centre plate only], master and slave cylinders, labour costs included FUEL SYSTEM [DIESEL AND PETROL]: Carburettors, mechanical or electrical fuel pumps, injection pump, automatic choke, lift pump, tank sender unit BRAKES: Brake master cylinder, Wheel cylinders, restrictor valve, brake caliper seals, Servo STEERING [INCL. POWER ASSISTED STEERING]: Steering rack and pinion [not gaiters], steering box, idler box, power steering rack and pump, power steering reservoir ELECTRICAL SYSTEM: Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator, diode pack, coil voltage regulator, indicator relay, front windscreen wiper and washer motors, rear windscreen wiper and washer motors, window and sun roof motors, indicator flasher relay, electric window switches, sunroof switch, centralised locking, heater fan motor, distributor, electronic ignition amplifier, thermostatically-controlled radiator fan motor, horn and multi-function stalk switch FRONT WHEEL DRIVE: Drive shafts including constant velocity joints universal joints and couplings [not gaiters] REAR-WHEEL DRIVE: Half shafts, rear-wheel external drive shafts including constant velocity joints, universal joints and couplings [not gaiters] 4.4 OPTIONAL SUPPLEMENTARY COVER Designed to give flexible appropriate cover for each policy type. These benefits apply only if selected by YOU and noted on the SCHEDULE and the additional premium has been paid by YOU. 4.4.1 TURBO CHARGER [FACTORY FITTED]: The turbo charger unit is covered if the extra premium has been paid by YOU and cover is specified on YOUR SCHEDULE 4.4.2 FOUR WHEEL DRIVE: All four wheel drive components are covered if the extra premium has been paid by YOU and cover is specified on YOUR SCHEDULE 4.4.3 AIR CONDITIONING (FACTORY FITTED): The air conditioning compressor unit is covered if the extra premium has been paid by YOU and cover is specified on YOUR SCHEDULE 4.4.4 ANTI LOCKING BRAKE SYSTEM (ABS) (FACTORY FITTED): The ABS modulator and sensors will be covered if the extra premium has been paid by YOU and cover is specified on YOUR SCHEDULE 5: EXTRA BENEFITS INCLUDED IN YOU POLICY The benefits of replacement car hire, recovery, overnight accommodation and rail fare expenses apply to all policy type(s) in the event of a BREAKDOWN resulting in a valid claim and YOU are stranded with YOUR VEHICLE. The benefit will constitute part of the total claim and cost will be limited to the CLAIM LIMIT as stated on the POLICY SCHEDULE. YOU must obtain telephone approval from US before YOU claim use of these Extra Benefits and YOU will need to provide receipts. Benefits are inclusive of VAT. 5.1 REPLACEMENT CAR HIRE Up to 30 a day towards the cost of a replacement vehicle whilst YOUR VEHICLE is being repaired but not including fuel, insurance, motoring fines and congestion charges. YOU are responsible for the first 24 hours that YOU cannot use YOUR own VEHICLE. After this period, YOU can claim for a replacement vehicle for up to 7 days and a maximum of 210. YOUcannot claim for replacement car hire in respect of any lack of availability of the correct part(s), any delay in part(s) transportation, any delay YOUR REPAIRER may have in commencing repairs including any time waiting for OUR independent engineer (when appointed) to attend and inspect the VEHICLE or any delay in finding a suitable REPAIRER 5.2 RECOVERY A maximum of 100 towards the cost of recovery (shown on a receipt from a VAT registered breakdown recovery company) to the repairing garage if the VEHICLE is immobile, or if continued driving of the VEHICLE could cause danger or further damage. This only applies if YOU were not previously covered by any other recovery membership service. 5.3 OVERNIGHT ACCOMMODATION AND RAIL FARES Up to 60 towards hotel expenses or a return rail ticket. YOU cannot claim for the cost of meals and drinks. 6: COVER FOR WEAR AND TEAR INCLUDED This POLICY will cover YOUR VEHICLE against BREAKDOWN as a result of WEAR AND TEAR. In certain circumstances this results in YOUR VEHICLE being in a better condition than it was before the BREAKDOWN. The table below shows the EXCESS for VEHICLES that have covered more than 60, 000 miles since date of first registration at point of BREAKDOWN. Up to 60, 000 miles at point of BREAKDOWN 0% Up to 70, 000 miles at point of BREAKDOWN 10% Up to 80, 000 miles at point of BREAKDOWN 20% Up to 90, 000 miles at point of BREAKDOWN 30% Up to 100, 000 miles at point of BREAKDOWN 40% Over 100, 000 miles at point of BREAKDOWN 50% 7: COVER INCLUDED WHEN USING YOUR VEHICLE ABROAD This POLICY is valid for up to 60 days per annum [pro rata] for driving in the Republic of Ireland and mainland Europe. Payments will be limited to those levels outlined in this POLICY. These benefits will not be provided if the failure is not covered by the policy type selected by YOU. 9: FOUR WHEEL DRIVE (4x4) VEHICLES All four wheel drive components are covered if the extra premium has been paid by YOU and cover is specified on YOUR SCHEDULE. If YOUR VEHICLE is four wheel drive and YOU have not selected the Four Wheel Drive optional supplementary cover and paid the extra premium then this POLICY specifically excludes any PART wh monebaggasse